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Pre-approval : Certificate of Pre-Approval issued by the Office of Loan Programs that states a borrowers credit, assets and income have been verified and the applicant qualifies for a Program loan at a specified amount and interest rate. At the personal loan hang seng of pre-approval, the specified initial interest rate is not locked-in and is therefore subject to change prior to the issuance of a loan commitment letter.

The initial interest rate will be the Program rate in effect at the time a loan commitment is issued. Preliminary Disclosures : A generic term referring to a group of disclosure forms required by Federal law to be sent to a loan applicant. The forms include a Loan Estimate Disclosure, Fair Lending Notice, and a California Credit Disclosure. Prepaid Interest: Mortgage interest that is paid from the date of the funding to the end of that calendar month.

Primary Residence: A dwelling where www consumer cash loans com actually lives and is considered as the legal residence for income tax purposes. Principal: The amount of debt, exclusive www consumer cash loans com interest, remaining on a loan. Principal and Interest to Income Ratio: The ratio, expressed as a percentage, which results when a borrower's proposed Principal and Interest payment expenses is divided by the gross monthly household income.

The maximum allowable ratio for MOP loans is 40.

Www consumer cash loans com

DISCLAIMERS. NOTICE: This disclosure is being provided to you pursuant to our terms of service with Google®, Inc. It is not required by any federal, state or local law. Our lenders may offer you a loan with an APR between 20 and 300. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term.

Www consumer cash loans com

Our company is committed to protecting your information. We use a 128-bit SSL encryption so the information you share on your request is protected. We treat your information like our own. Everyone wants to keep their information safe and secure, which is why we use the same security protocol to protect your information and our information.

REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189.

Www consumer cash loans com